Picture receiving a $400,000 hospital bill after an emergency open-heart surgery. First, the bill is negotiated down to a fair market price of about $150,000. Then, it’s submitted to the Crowd, where you fully cover the cost of the medical bill.

When Phil fractures his arm while mountain biking, he’s hit with $5,000 in medical expenses from the ER, follow-up visits, and physical therapy. He knows he’ll cover the first $500 himself, then turn to the Crowd for help with the remaining balance. The remaining $4,500 is submitted for crowdfunding and sent directly to Brian, so he can pay off his medical bills.

For a scheduled knee replacement, CrowdCare can assist you in finding a top-quality provider at a fair price. On the open market, knee replacement surgery typically costs around $20,000. By sharing this cost across members, you can submit the expense to the Crowd for funding before your procedure, ensuring you have the necessary funds ready to pay at the time of service.

Bill and Jane are expecting their first child and recently completed their initial prenatal visit. During the appointment, their doctor provided a breakdown of their cash-pay, covering prenatal care, delivery, and postpartum services, totaling $6,000. When Jane called to register with the hospital, she received a Good Faith Estimate for the delivery, adding another $6,000. Additional lab work and imaging brought their total maternity costs to $13,500.

Knowing they are responsible for the first $3,000 as their Maternity Member Commitment, Bill and Jane plan to submit the remaining $10,500 to the Crowd for funding to help cover the rest of their expenses.